Search Results for "SME"
20 results for "SME"
Deals 20
Real Wallet Wins 2026 Fintech Breakthrough Award for Embedded Finance in Real Estate
Real Wallet won a 2026 Fintech Breakthrough Award for pioneering embedded banking and lending in real estate. The platform integrates financial services directly into property transactions. This signals growing vertical-specific adoption of embedded finance beyond traditional consumer and SME use cases.
Bourn Raises £3.5M with NatWest for SME Embedded Payments Platform
UK fintech Bourn raised £3.5 million (~$4.4M) with involvement from NatWest Group to scale its SME working capital and payments platform. The bank-fintech funding relationship highlights the embedded finance trend where traditional banks back infrastructure fintechs. Bourn's platform serves small businesses with integrated payment and capital solutions.
Capital On Tap Closes £500M Securitization for SME Credit Cards
Capital On Tap closed a £500 million asset-backed securitization dubbed 'London Cards 3' to fund its small business credit card operations. The deal provides long-term, scalable funding for the fintech's embedded credit products amid tightening lending conditions.
Banxware Raises €10M from UniCredit for Embedded SME Lending
Berlin-based embedded lending platform Banxware secured €10m ($11.4m) in strategic funding from UniCredit. The investment supports a new partnership with UniCredit's BaaS subsidiaries Aion and Vodeno. Banxware will shift to forward flow lending for improved capital efficiency and scalability.
Xero Acquires B2B Payments Platform Melio for $2.5 Billion
Xero acquired Melio, a B2B payments platform, for $2.5 billion in June 2025. The deal embeds payment capabilities directly into Xero's accounting software used by millions of SMEs. This represents a major embedded finance play in the SME accounting and payments space.
TradeBridge Lands £70M Credit Facility for Embedded SME Lending
TradeBridge secured a £70M (~$88M) credit facility from Castlelake to fund embedded finance lending to SMEs, including eCommerce marketplace sellers on platforms like Amazon. The facility enables TradeBridge to scale its embedded lending offerings within digital commerce ecosystems. The deal highlights growing institutional capital backing for embedded finance in SME lending.
Quantix Secures $500M Citi Securitization for Embedded Lending Platform
Quantix, a subsidiary of Astra Tech, secured $500M in asset-backed securitization from Citi — the largest UAE fintech deal. The funds will scale its CashNow embedded lending platform for gig workers and SMEs. The deal highlights embedded finance via API integrations into non-financial apps.
Alinma Bank Partners with IBM to Launch API Platform for Fintechs and SMEs
Saudi Arabia's Alinma Bank partnered with IBM to upgrade its IT infrastructure and launch a new API platform targeting fintech and SME clients. The deployment uses IBM's hybrid cloud and AI technologies, including IBM API Connect with generative AI capabilities for API lifecycle management.
Lili Launches Lili Connect to Embed Small Business Banking into Partner Platforms
Lili launched Lili Connect, an embedded finance solution enabling partner platforms to offer small business banking accounts, accounting tools, tax features, and fast online account opening. The product is designed to shield platforms from typical BaaS risks such as fraud liability and compliance burdens. This positions Lili as a turnkey provider for platforms seeking to embed SME financial services.
HKMA Launches Project Aperta for Open Finance APIs in SME Trade Finance
The Hong Kong Monetary Authority announced participation in Project Aperta at Hong Kong FinTech Week, focusing on open finance APIs for SME trade finance. Alongside this, HKMA unveiled Project Ensemble for asset tokenization including the Ensemble Sandbox and Digital Bond Grant Scheme.
HSBC and Tradeshift Launch SemFi Embedded Finance Venture for SMEs
HSBC launched SemFi by HSBC, a joint venture with Tradeshift, to provide embedded finance solutions such as payments, trade, and invoice financing for SMEs on e-commerce platforms. The venture initially targets the UK market and combines HSBC's global banking scale with startup agility. SemFi embeds digital invoice financing, virtual cards, and payment solutions into B2B marketplaces.
FDIC Issues Consent Order Against Thread Bank Over BaaS Oversight Failures
The FDIC issued a consent order against Thread Bank, a BaaS sponsor bank, for inadequate oversight of its fintech partners in embedded finance. The order, issued in May 2024 and made public in July, requires enhanced risk assessments and board-approved thresholds for fintech partnerships. This was part of a broader wave of regulatory actions targeting over 25% of FDIC-supervised BaaS banks in 2024.
Mastercard Launches "Mastercard For Fintechs" Program in Western Europe
Mastercard launched its "Mastercard For Fintechs" program on June 5, 2024, targeting early-stage fintechs in Western Europe across payments, embedded finance, Web3, and banking/SME verticals. The program offers education, networking, competitions, and a €50,000 marketing prize plus fast-track access to Mastercard Start Path. It aims to support fintechs in Belgium, France, Italy, Luxembourg, Netherlands, Spain, and Portugal amid challenging fundraising conditions.
Plend Launches Embedded Credit API as Ethical BNPL Alternative
Plend launched its 'powered by Plend®' embedded credit API, offering an ethical alternative to buy-now-pay-later. The API integrates affordable credit with automated KYC, fraud checks, and assessments in under 10 seconds. It enables partners to embed responsible lending directly into their customer journeys.
SaaScada Selected to Power Payment Products for UK EMI The Payment Firm
UK e-money institution The Payment Firm selected SaaScada's core banking engine as middleware to power its payment services. The partnership enables virtual IBAN-linked accounts for SMEs and individuals, with plans for multi-currency accounts, cross-border payments, and card issuing. SaaScada's event sourcing architecture allowed backend middleware and APIs to be developed in just three months.
Mastercard Partners with SAVA Backed by Access Bank to Serve African SMEs
Mastercard partnered with South African fintech SAVA to deliver expense management tools for small businesses across Africa. Access Bank serves as SAVA's sponsor bank in South Africa, providing the regulatory banking infrastructure. The partnership leverages SAVA's Payment Transaction System and targets SMEs in South Africa, Nigeria, Kenya, and Egypt.
Ebury and Nium Expand Partnership to Power Cross-Border Payments in Brazil
Ebury and Nium expanded their existing partnership to enable cross-border payments in Brazil via Ebury Bank following regulatory approval. The expansion enhances global remittance capabilities for SMEs. This deepens embedded cross-border payment infrastructure in Latin America's largest economy.
Grasshopper Bank Deploys Greenlite AI for BaaS Compliance Monitoring
Grasshopper Bank partnered with Greenlite to implement AI-powered enhanced due diligence for customer risk monitoring in its BaaS operations. The partnership helps Grasshopper scale compliance processes as its fintech client base grows. Greenlite's AI automates risk assessments for SMB and startup customers.
PayTabs Group Partners with Fintech Galaxy for GCC Open Banking and Payments
PayTabs Group and Fintech Galaxy announced a partnership integrating PayTabs' payment orchestration middleware with Fintech Galaxy's FINX open banking platform. The deal targets SMEs and enterprises in Saudi Arabia and the UAE with services including account verification, A2A payments, and POS-based lending. The partnership aligns with evolving MENA open banking regulations, including SAMA's Q1 2024 specifications.
Saudi Arabia's Tameed Raises $15M for Shariah-Compliant SME Financing
Tameed raised $15M (SAR 56.75M) in a Series A round in January 2024 for its Shariah-compliant SME financing platform in Saudi Arabia. The company provides embedded lending solutions tailored to the MENA market's regulatory and cultural requirements. The round reflects growing demand for embedded Islamic finance infrastructure.