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HSBC launched SemFi by HSBC, a joint venture with Tradeshift, to provide embedded finance solutions such as payments, trade, and invoice financing for SMEs on e-commerce platforms. The venture initial...

The Hong Kong Monetary Authority announced participation in Project Aperta at Hong Kong FinTech Week, focusing on open finance APIs for SME trade finance. Alongside this, HKMA unveiled Project Ensembl...

TradeBridge secured a £70M (~$88M) credit facility from Castlelake to fund embedded finance lending to SMEs, including eCommerce marketplace sellers on platforms like Amazon. The facility enables Trad...

UK fintech VibePay accelerated the opening of its APIs to SMEs for embedded payments, originally planned for Q3 2020 but launched earlier amid pandemic-driven demand. The company also secured £1.25 mi...

WorldFirst announced plans to expand its e-commerce digital finance solutions for SMEs across Southeast Asian markets during 2023-2024. The offering includes cross-border payments and financial servic...

...ured £70 million in funding and venture debt to grow its API-powered embedded business finance platform. The company integrates with partners like Worldpay and Global Payments to serve SMEs. The raise...

Finastra and Microsoft announced a collaboration to deliver embedded lending options to SMEs within Microsoft Dynamics 365. The solution uses open APIs and leverages business data to speed up financin...

French fintech Defacto secured a €167 million credit facility to provide instant short-term loans to SMEs through API-based embedded financing. The startup integrates with fintech platforms like Qonto...

Santander InnoVentures, the venture capital arm of Santander Group, invested in a55, a Latin American alternative SME lender. The investment supports a55's mission to provide liquidity solutions to re...

Berlin-based embedded finance startup Banxware disclosed €4M in seed funding to scale its white-label SME lending solution. The platform enables marketplaces and payment providers to offer embedded lo...

Tameed raised $15M (SAR 56.75M) in a Series A round in January 2024 for its Shariah-compliant SME financing platform in Saudi Arabia. The company provides embedded lending solutions tailored to the ME...

Accounting platform Moneybird integrated Adyen's card issuing and business accounts capabilities to offer embedded financial services to SMBs. Adyen's embedded finance suite enables platforms to integ...

...ica. Access Bank serves as SAVA's sponsor bank in South Africa, providing the regulatory banking infrastructure. The partnership leverages SAVA's Payment Transaction System and targets SMEs in South A...

Mbanq's Banking-as-a-Service platform was used to power Cheqly, a fintech focused on simple banking for startups and SMEs. The white-label arrangement reduced costs for Cheqly and enabled tailored dig...

Saudi Arabia's Alinma Bank partnered with IBM to upgrade its IT infrastructure and launch a new API platform targeting fintech and SME clients. The deployment uses IBM's hybrid cloud and AI technologi...

OnDeck launched ODX, a Platform-as-a-Service subsidiary enabling banks to digitize SME lending with embedded software, analytics, and services. The platform allows banks to offer fully digital loan ap...

Berlin-based embedded lending platform Banxware secured €10m ($11.4m) in strategic funding from UniCredit. The investment supports a new partnership with UniCredit's BaaS subsidiaries Aion and Vodeno....

...dit products. The fintech partners with banks to deliver embedded lending to small businesses. The round highlighted growing investor appetite for fintech-bank partnership models in SME lending.

Capital On Tap closed a £500 million asset-backed securitization dubbed 'London Cards 3' to fund its small business credit card operations. The deal provides long-term, scalable funding for the fintec...

UK fintech Bourn raised £3.5 million (~$4.4M) with involvement from NatWest Group to scale its SME working capital and payments platform. The bank-fintech funding relationship highlights the embedded ...