Liberis Secures £70M to Expand Embedded Business Finance Platform for SMEs

On December 22, 2020, Liberis announced it had secured £70 million in funding and venture debt to scale its embedded business finance platform. Liberis provides API-driven revenue-based financing that integrates directly into partner platforms, enabling SMEs to access working capital at the point of need. Key distribution partners include Worldpay and Global Payments, through which Liberis embeds its lending products.

The funding was intended to expand the platform's reach and help SMEs access financing during the COVID-19 pandemic. Liberis operates a B2B2C model, positioning itself as an embedded finance infrastructure provider rather than a direct lender to end customers. The raise reflects growing investor appetite for embedded lending solutions that serve the underbanked SME segment through established payment and commerce platforms.