HES FinTech and Acquired.com Integrate Visa A2A Recurring Payments into LoanBox
HES FinTech and payments processor Acquired.com deepened their existing partnership to embed Visa Account-to-Account (A2A) recurring payments and commercial Variable Recurring Payments (cVRPs) directly into the HES LoanBox lending platform. The integration uses a native API connection that consolidates multiple payment rails—including cards, Direct Debit, Open Banking, and cVRPs—into a single embedded payments infrastructure layer. Settlements occur in real time via the UK's Faster Payments network, targeting reduced failed payments and stronger cash flow management for lenders.
The multi-rail approach allows HES clients to adopt flexible payment strategies without requiring system overhauls. For borrowers, the integration delivers smoother A2A repayment experiences with less friction. The partnership strengthens embedded finance capabilities specifically tailored for lending and collections use cases.
Financial terms of the expanded partnership were not disclosed.
- Demonstrates growing demand for multi-rail embedded payment orchestration within lending platforms
- Visa's cVRP rollout gains traction as fintechs integrate it alongside traditional payment rails for recurring collections
- OfficialHES FinTech Blog