Always.bank Launches Full Digital Business Banking Suite Across the US

Always.bank, a digital bank powered by 22nd State Banking Company, launched its digital banking experience on May 13, 2026, built on Linker Finance's technology platform. The initial offering includes high-yield savings accounts and CDs through a fully branded digital experience. An expansion into business banking is expected in summer 2026, covering onboarding, treasury management, payments, lending and relationship management tools.

Linker Finance provides deposit account opening, commercial onboarding, treasury and payments functionality, CRM tools, and branded mobile and online banking. The platform integrates with core providers including CSI and connects to third-party services for KYC/KYB, fraud detection, money movement and analytics. Steve Smith, CEO of 22nd State Banking Company, described the vision as building an advisor-led bank for small businesses that pairs digital convenience with relationship-driven guidance.