TD Bank Signs Master Services Agreement with Trust Science for AI Auto Lending
Trust Science entered into a bank-wide Master Services Agreement with TD, announced on Jul 7, 2026. TD Auto Finance (Canada) Inc. is the first TD business unit to deploy Trust Science's platform. The initial use case focuses on income verification and reporting capabilities for real-time loan decisioning.
TD Auto Finance has begun rolling out the capability to its clients through 5,500 authorized dealers across Canada. The agreement is bank-wide in scope, leaving room for other TD business lines to adopt the platform. Financial terms were not disclosed.
Trust Science is a licensed Consumer Reporting Agency with 85 patents across 13 countries, operating as an AI-powered credit decisioning and risk management platform for North American financial institutions.
- Signals growing bank adoption of third-party AI credit decisioning at production scale in auto lending
- Embedded lending intelligence at the dealer point of sale strengthens the case for BaaS-style infrastructure in secured consumer lending