Search the BaaS market.

AE · CBUAE (Payment Services Provider license)

UK · FCA (authorised payment institution; FRN 488396)

US · NASDAQ: PAYO; Multiple money transmitter licenses

UK · N/A — Technology Provider

NG · Central Bank of Nigeria (via partner banks)

ZA · South African Reserve Bank / PASA

The UK FCA issued finalised guidance in July 2020 for payment institutions and electronic money institutions on safeguarding customer funds during the COVID-19 pandemic. The guidance focused on pruden...

New York Attorney General Letitia James secured a judgment exceeding $1 billion against Yellowstone Capital and affiliates for predatory loans disguised as merchant cash advances to over 18,000 small ...

The FCA imposed requirements on Viola Money (Europe) Limited, an authorised electronic money institution, to cease all regulated electronic money and payment services on 14 December 2021 due to seriou...

Sacramento-based neobank One raised $40M in Series B funding, bringing total raised to $66M. One offers an all-in-one banking platform with debit cards and financial services targeting middle-class co...

MANTL announced the expansion of its platform on December 11, 2024, unifying deposit and loan origination into a single solution. The platform supports consumer and business loans with real-time cross...

Shareholders of ConnectOne Bancorp and The First of Long Island Corporation approved their proposed merger, expected to close in Q2 2025. The combination creates a larger community banking platform in...

SolarisBank partnered with ABN AMRO subsidiary Moneyou to enable rapid seven-minute loan approvals for German clients via a white-label banking model. SolarisBank provided the BaaS infrastructure whil...

NorthOne partnered with The Bancorp Bank to provide small business banking services, with Bancorp serving as the chartered bank behind NorthOne's fintech platform. The arrangement is a classic BaaS mo...

Federal regulators conditionally approved Capital One's acquisition of Discover Bank, while simultaneously penalizing Discover $100 million. This deal combines two major card-issuing banks and has sig...

Varo Money received conditional approval from the Office of the Comptroller of the Currency (OCC) for a national bank charter, making it one of the first mobile-only fintechs to reach this milestone. ...

ConnectOne Bancorp, parent of ConnectOne Bank, completed its acquisition of BoeFly, a New York/Boston-based fintech focused on small business lending platforms. The deal represents a bank acquiring fi...

YapStone, a payments platform for marketplaces, raised $71 million in Series C funding led by Premji Invest with participation from Mastercard. The round supports YapStone's embedded payments infrastr...

Equistone Partners acquired a majority stake in Small World, a cross-border payment provider. The deal supports Small World's growth in international money transfers, an area increasingly integrated i...

NMI acquired Dwolla, an account-to-account payment infrastructure provider, on May 19, 2026. The combined business will process close to $700 billion in annual transaction volume. More than 400 Dwolla...

FinConecta announced its Open Finance platform via an AWS Partner Network blog post, providing banking-as-a-platform middleware that enables financial institutions to integrate third-party fintech app...

BankMobile, the digital banking division of Customers Bank, expanded its white-label BaaS partner program for fintechs and brands. The program powered T-Mobile Money (launched April 2019) and had a st...

At a Bpifrance fintech event on October 18, 2019, French fintech Manager.one presented its white-label online banking solution for entrepreneurs. The offering enabled business clients to access brande...

Varo Money received full approval from the OCC, FDIC, and Federal Reserve on July 31, 2020, becoming the first consumer fintech in U.S. history to obtain a national bank charter. This allowed Varo to ...

Standard Chartered's nexus Banking-as-a-Service platform partnered with Indonesian e-commerce platform Sociolla to co-create financial products including savings accounts, loans, and credit cards. The...

Citi provided white-label banking services through API-powered partnerships, notably powering the Qantas Money mobile app in Australia. The app gave customers online banking access to co-branded Qanta...

CommerceOne Financial is acquiring Green Dot Bank's charter and ~$5 billion in assets to create a new publicly traded bank holding company. Simultaneously, Smith Ventures is acquiring Green Dot's non-...

Mastercard partnered with Rakuten Viber to launch an instant money transfer service within the messaging app in Hungary, marking a fintech world premiere. The embedded finance integration allowed Vibe...

KeyCorp partnered with Ingo Money to launch Ingo Push, an instant payments platform enabling businesses to disburse funds digitally from checks and ACH. The platform targeted the replacement of paper-...