Search the BaaS market.

UK · FCA (authorised payment institution; FRN 488396)

AE · CBUAE (Payment Services Provider license)

ZA · South African Reserve Bank / PASA

The UK FCA issued finalised guidance in July 2020 for payment institutions and electronic money institutions on safeguarding customer funds during the COVID-19 pandemic. The guidance focused on pruden...

The FCA imposed requirements on Viola Money (Europe) Limited, an authorised electronic money institution, to cease all regulated electronic money and payment services on 14 December 2021 due to seriou...

Valley Bank launched an enterprise resource planning (ERP) banking solution powered by Koxa, embedding financial services into corporate clients' workflows. The partnership integrates banking capabili...

EY announced an alliance with MoneyLion to help banks accelerate digital transformation using MoneyLion's embedded finance platform. The partnership combines EY's consulting capabilities with MoneyLio...

Adyen announced on March 31, 2022, its expansion beyond payments into embedded financial products including tailored accounts, financing, and risk-scoring. The move enables platforms and marketplaces ...

Adyen launched Intelligent Money Movement, a platform unifying payments, liquidity management, and payouts with direct connections to payment rails and card schemes. The product reduces settlement tim...

Tilled raised $12.5 million in a round led by Canvas Ventures and UPC Capital Ventures on Oct. 29, 2024. The PayFac-as-a-Service startup has now raised nearly $40 million since its 2019 founding. Till...

SolarisBank partnered with ABN AMRO subsidiary Moneyou to enable rapid seven-minute loan approvals for German clients via a white-label banking model. SolarisBank provided the BaaS infrastructure whil...

Treasury Prime added KeyBank to its embedded banking network on February 27, 2025. The partnership enhances Treasury Prime's offering with accounts, payments, and a partner marketplace. It was describ...

KeyBank partnered with fintech infrastructure provider Qolo to offer virtual accounts and digital payments solutions. The partnership enables KeyBank to leverage Qolo's modern payment and account infr...

TechCrunch profiled Cross River Bank as a pivotal partner bank enabling fintech companies to offer banking services. The FDIC-chartered bank built a model fostering bank-fintech harmony, becoming a cr...

Varo Money received conditional approval from the Office of the Comptroller of the Currency (OCC) for a national bank charter, making it one of the first mobile-only fintechs to reach this milestone. ...

NMI acquired Dwolla, an account-to-account payment infrastructure provider, on May 19, 2026. The combined business will process close to $700 billion in annual transaction volume. More than 400 Dwolla...

BankMobile, the digital banking division of Customers Bank, expanded its white-label BaaS partner program for fintechs and brands. The program powered T-Mobile Money (launched April 2019) and had a st...

Silicon Valley Bank and Plaid announced a partnership to provide tokenized payment solutions, making SVB the first bank to offer ACH account token integration with Plaid. The collaboration gives finte...

Varo Money received full approval from the OCC, FDIC, and Federal Reserve on July 31, 2020, becoming the first consumer fintech in U.S. history to obtain a national bank charter. This allowed Varo to ...

Lighter Capital and Silicon Valley Bank announced a partnership to provide pre-venture funded tech startups with access to debt capital and banking services. Lighter Capital offers revenue-based loans...

Form3, a cloud-native payments technology provider with $57.3 million in total funding, was spotlighted for its API-led payments architecture enabling banks and fintechs to modernize legacy systems. T...

Citi provided white-label banking services through API-powered partnerships, notably powering the Qantas Money mobile app in Australia. The app gave customers online banking access to co-branded Qanta...

State Bank of India issued an RFP seeking a white-label fintech solution to develop and integrate lending journeys on SBI platforms, with bids due May 5, 2021. The initiative signals India's largest p...

Mastercard partnered with Rakuten Viber to launch an instant money transfer service within the messaging app in Hungary, marking a fintech world premiere. The embedded finance integration allowed Vibe...

KeyCorp partnered with Ingo Money to launch Ingo Push, an instant payments platform enabling businesses to disburse funds digitally from checks and ACH. The platform targeted the replacement of paper-...