PartnershipUS

Valley Bank Partners with Koxa for Embedded ERP Banking Solution

On September 17, 2025, Valley Bank announced a new enterprise resource planning banking solution powered by fintech partner Koxa. The integration embeds Valley Bank's financial services directly into corporate clients' ERP workflows, enabling businesses to manage banking operations within their existing enterprise systems. The solution is targeted at corporate banking clients who seek to reduce friction between their financial management and banking activities.

Valley Bank, a regional bank, is leveraging Koxa's technology to modernize its corporate banking offerings through embedded finance. Specific financial terms of the partnership were not disclosed. The launch reflects the growing trend of banks partnering with fintechs to deliver embedded financial services to enterprise customers beyond traditional consumer-facing use cases.

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Implications
  • Expands embedded finance beyond consumer use cases into enterprise ERP integration, opening new BaaS distribution channels
  • Demonstrates regional banks leveraging fintech partnerships to compete with larger institutions in corporate banking
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