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BMO Launches Payment APIs for Embedded Finance Across North America

BMO launched Payment APIs enabling businesses across North America to integrate real-time payment capabilities directly into ERP systems, treasury platforms, and customer-facing applications. The offering includes a production-grade sandbox through the BMO Developer Portal for testing cross-border payment solutions. This marks a major embedded finance push by one of North America's largest banks.

Dec 2, 2025

BMO Launches BMO Sync Embedded Banking Platform for Businesses

BMO launched BMO Sync, an embedded banking solution enabling businesses to integrate banking capabilities directly into their workflows. Built in partnership with FISPAN, the platform aims to streamline financial operations for business clients. The launch positions BMO to compete in the growing embedded finance market.

Feb 4, 2025

BMO Commercial Bank and Extend Launch Corporate Spend Management App

BMO Commercial Bank partnered with fintech Extend to release a co-branded corporate spend management app leveraging virtual Mastercard cards in mobile wallets. The launch builds on the firms' prior integration and targets commercial banking clients seeking modern payment controls. The app enables businesses to manage corporate spend digitally with virtual card issuance.

Aug 29, 2023

BMO Partners with FISPAN to Embed Banking in ERP Systems

BMO announced a partnership with FISPAN to integrate BMO Online Banking for Business directly into clients' ERP and accounting systems. The integration enables real-time account access, payments, and automatic reconciliation without leaving business applications. This reflects BMO's broader open banking and embedded finance strategy for commercial clients.

Nov 17, 2022

Google Partners with BMO and BankMobile for Digital Bank Accounts via Google Pay

Google expanded its digital banking initiative by partnering with six additional U.S. banks, including BMO and BankMobile, to offer digital bank accounts managed through Google Pay. The partnerships leverage BaaS infrastructure to embed banking services within Google's ecosystem. This signals big tech's deepening engagement with bank-fintech distribution models.

Aug 3, 2020

BMO Bank of Montreal Strengthens Partnership with Fintech Platform Blend

BMO Bank of Montreal announced an expanded partnership with fintech platform Blend to enhance the bank's technology and improve customer experience. Blend provides a digital lending platform that banks embed into their operations. The deepened relationship demonstrates the growing trend of major banks partnering with fintech infrastructure providers to modernize their customer-facing services.

Aug 9, 2019

BMO Launches Technology & Innovation Banking Group for Fintechs

BMO Financial Group announced a new Technology & Innovation Banking Group led by Andre Salvi. The group provides funding, strategic advice, and partnership facilitation for fintech and technology companies across all lifecycle stages. This builds on BMO's existing fintech collaborations and signals deeper commitment to the bank-fintech ecosystem.

Apr 30, 2019

Finn AI Provides White-Label AI Chatbot Platform to Banks Including BMO

Finn AI (formerly Payso Inc.) operated a white-label virtual assistant platform for banks, with partners including ATB Financial and BMO. The chatbot enabled budget tracking, spending analysis, automatic payments, and personalized alerts. The platform was distributed via channels like Facebook Messenger, Twitter, and Temenos Marketplace, targeting banks and credit unions.

Nov 1, 2018

BMO Harris Bank Partners with SpringFour for Financial Wellness Tools

BMO Harris Bank launched a partnership with fintech startup SpringFour through its BMO Harris/1871 FinTech Partnership program. SpringFour's financial wellness platform was integrated into the bank's website, connecting customers facing financial difficulties with local nonprofit resources. The partnership aims to reduce delinquencies and improve customer engagement through zip code-based resource search.

Aug 7, 2018