PenFed Credit Union signed a partnership with InvestiFi on Apr 20, 2026, to embed investing tools into its mobile and online banking platforms. The integration gives PenFed members access to investment services directly within their banking interface. Financial terms were not disclosed.
Wayne County Bank selected the Apiture Digital Banking Platform to modernize its digital channels. The $560 million Tennessee community bank sought stronger business banking capabilities and enhanced payment features. Apiture, now part of CSI, provides an API-first platform with access to over 200 fintech integrations.
Beyond by RS2 partnered with Hakisa to launch an expense management solution for social organizations. The product embeds payment and expense functionality into Hakisa's platform. The collaboration was announced on Apr 20, 2026.
ClearBank signed a framework agreement with Circle to collaborate on stablecoin initiatives in Europe. The deal covers access to USDC and EURC through Circle Mint and plans for ClearBank to join Circle Payments Network. The partnership aims to enable near-instant cross-border settlement via stablecoin infrastructure.
Slash Financial closed a $100 million Series C funding round, reaching a $1.4 billion valuation. Ribbit Capital led the round, with Khosla Ventures and Goodwater Capital co-leading. The raise brings total capital raised to more than $160 million.
SolvaPay raised €2.4M ($2.6M) in a pre-seed round led by Redstone and MS&AD Ventures. The company is building AI-powered payment infrastructure for transactions in the agentic economy. The funding was announced the week of Apr 17, 2026.
Palm, a business identity infrastructure platform, announced an investment from Amex Ventures, the venture capital arm of American Express. The funding will support product development, partner integrations, and expansion of Palm's API-driven identity network. Financial terms were not disclosed.
OneAZ Credit Union renewed its five-year digital banking partnership with Lumin Digital on April 17, 2026. The deal extends Lumin's cloud-native digital banking platform as the infrastructure powering OneAZ's member-facing digital channels. The renewal signals continued credit union investment in modern BaaS-style digital banking platforms.
Visa and the Banque Centrale du Congo (BCC) signed a memorandum of understanding targeting financial inclusion and payment modernization in the Democratic Republic of Congo. The agreement aims to advance digital payment infrastructure in the country. This partnership between a global payment network and a central bank signals intent to develop foundational payments infrastructure in an underserved market.
HES FinTech expanded its partnership with Acquired.com to integrate Visa A2A recurring payments and cVRPs into its HES LoanBox lending platform. The native API integration unifies multiple payment rails—cards, Direct Debit, Open Banking, and cVRPs—for real-time settlements via the Faster Payments network. This reduces failed payments and improves cash flow across lending lifecycles.
Backbase and Ninth Wave announced a strategic partnership to enable banks to connect business clients' ERP and accounting systems to banking data via open finance APIs. The integration enhances cash flow visibility, reconciliation, payments, and operations for commercial banking clients. Ninth Wave's API layer manages consent, governance, real-time data transfer, and compliance, eliminating manual workarounds.
Ratio, a B2B lendtech company, raised $15.8 million in venture financing to accelerate development of its AI agents. Alongside the equity round, Ratio announced a $100 million extension to its lending capacity supporting its embedded buy-now-pay-later (BNPL) product. The combined funding positions Ratio to scale its embedded finance infrastructure for B2B buyers.
Embedded finance platform Alviere announced a technology partnership with InComm Payments to enable cash loading at over 90,000 retail locations. The deal expands Alviere's cash deposit capabilities for its embedded finance clients. This partnership strengthens the cash-in infrastructure available to fintechs and brands using Alviere's platform.
CTBC Bank USA selected Narmi's digital banking platform for account opening and consumer and business banking capabilities. The partnership equips the bank with a modern digital front end to improve customer experience. This reflects continued fintech adoption among mid-tier U.S. banks.
SmartCard Marketing Systems (SMKG) updated its PaaS portfolio, expanding paytech infrastructure and BaaS enablement for banks, neobanks, and fintechs. The update supports scaling digital payments, cards, and compliance capabilities. This broadens SMKG's embedded finance toolkit for financial institution clients.
Nedbank and Mastercard signed a 10-year commercial agreement to expand their collaboration across Southern Africa. The landmark deal aims to transform digital payments in the region. This long-term partnership signals deepening bank-network alliances to drive financial inclusion and embedded payments across emerging markets.
CPI Card Group and Fiserv formed a major alliance integrating CPI's Card@Once SaaS instant card issuance platform into Fiserv's ecosystem. The partnership serves over 10,000 U.S. financial institutions, modernizing the issuance experience by combining digital and physical card capabilities. CPI becomes a preferred Fiserv partner for instant issuance.
American Express agreed to acquire Hypercard Network, an AI-powered expense management technology company. The deal deepens Amex's AI capabilities in its commercial payments and card offerings. This acquisition signals continued investment by major card networks in AI-driven embedded finance tools.
UnDosTres and Paymentology announced a partnership to advance embedded credit and cards-as-a-service across Latin America. The collaboration combines Paymentology's card issuing platform with UnDosTres's digital ecosystem to expand financial access. The deal targets millions of underserved consumers and merchants in the region with tailored credit and payment solutions.
Worldline and YouLend launched an embedded cash advance product in Poland targeting small and medium-sized enterprises. The product integrates YouLend's financing capabilities into Worldline's payment infrastructure. This enables Polish merchants to access convenient financing directly through their existing payment relationship.
The Central Bank of the UAE (CBUAE) partnered with Swedish regtech firm Norbloc to develop a nationwide e-KYC platform. The initiative is part of the CBUAE's Financial Infrastructure Transformation program. The platform will enable digital onboarding across banks and fintechs operating in the UAE.
I.B.E. GmbH and Treezor announced a strategic partnership leveraging Treezor's modular BaaS platform. The deal provides safeguarded customer funds, PCI DSS certification, and seamless API integration. The partnership is designed to serve German SMEs with embedded financial services.
Synctera raised $15 million co-led by Fin Capital and Diagram Ventures, bringing total funding to $94 million. The BaaS leader also acquired Cable, a compliance automation firm, to strengthen oversight across its financial ecosystem serving customers like Bolt and Unified Signal.
Entities: Synctera · Cable · Fin Capital · Diagram Ventures · Bolt · Unified Signal
Paxos Labs closed a $12 million strategic round led by Blockchain Capital and launched Amplify, its embedded financial utility stack for digital assets. Amplify features three modules: Earn (yield), Borrow (lending), and Mint (branded stablecoin issuance). Early partners Aleo, Hyperbeat, and Toku are already live.