Registry — Vantage Bank Texas (US) added to the registry
Enforcement — Fine issued against UBS Financial Services · FINRA · Aug 3, 2026
Partnership — QI Tech Partners with Bettr to Expand Embedded Credit in Brazil · Aug 3, 2026
Product — Flipkart Launches Pay Later Embedded Credit With PayU Finance · Jul 31, 2026
M&A — Visa to Acquire BioCatch for $2.4B in Cash · Aug 3, 2026
Funding — InvestiFi Raises $20M to Expand Embedded Investing for Credit Unions · Jul 31, 2026
Regulatory Tracker
Archive of enforcement actions, consent orders, and supervisory guidance impacting the BaaS and embedded finance ecosystem.
Subscribe to alertsThe UK FCA issued finalised guidance in July 2020 for payment institutions and electronic money institutions on safeguarding customer funds during the COVID-19 pandemic. The guidance focused on prudential risk management to prevent insolvency harm.
NYDFS issued a consent order against Industrial Bank of Korea for BSA/AML and recordkeeping violations, imposing a $35 million penalty. The action was not fintech-specific but reflects heightened regulatory scrutiny of bank compliance programs.
The FDIC issued a proposed rule for consolidated supervision of ILC parent companies ('Covered Companies'), requiring written agreements on capital, liquidity, and risk management, with restrictions on affiliate service contracts.