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Pathward Financial Introduces Evolved Operating Model for Sponsor Banking

Pathward Financial announced an evolved operating model for its sponsor banking business, emphasizing customer-centric alignments. As one of the largest BaaS sponsor banks in the US, this restructuring signals a strategic shift in how Pathward manages fintech partnerships. The move reflects broader industry trends toward more sustainable and compliant BaaS frameworks.

Dec 4, 2025

Cybrid Raises $10M Series A for Stablecoin and Fiat Payment Infrastructure

Cybrid closed a $10M Series A led by BDC Capital's Growth Venture Fund. The company provides compliant stablecoin and fiat payment infrastructure for global institutions. The funding will support expansion into cross-border use cases and deeper institutional partnerships.

Oct 24, 2025

nbkc Bank Partners with Interchecks for Instant Push-to-Card BaaS Payments

nbkc bank, a BaaS sponsor bank, partnered with Interchecks to integrate instant push-to-card payment capabilities into its platform. The partnership enables real-time, compliant disbursements for fintechs and non-bank clients. This expands nbkc's BaaS service suite with faster payout infrastructure.

Oct 23, 2025

NovoPayment Receives $20M from Morgan Stanley Expansion Capital

NovoPayment secured a $20M investment from Morgan Stanley Expansion Capital for its API-driven digital banking and payments SaaS platform. The company serves banks, neobanks, and merchants with scalable, compliant infrastructure. The funding will support product expansion and continued market growth in Latin America and beyond.

Nov 12, 2024

TransBnk Raises $4M Series A for API-Driven Transaction Banking

TransBnk raised $4 million in Series A funding to scale its API-driven transaction banking infrastructure for BFSI entities. The round was led by 8i Ventures and Accion Venture Lab. The platform integrates with existing banking systems to provide compliant lending, payments, and onboarding services.

Aug 23, 2024

Synctera Publishes 'Getting BaaS Right' Compliance Guide for Sponsor Banks

Synctera released a guide titled 'Getting BaaS Right' outlining six principles for compliant sponsor bank-fintech partnerships. The guide was published amid a wave of consent orders and heightened regulatory scrutiny in the BaaS industry. It aims to help banks and fintechs build sustainable, compliant embedded finance programs.

Apr 17, 2024

Nova Credit Launches Platform for Alternative Credit Data Underwriting

Nova Credit launched its new platform designed for lending institutions to onboard, orchestrate, and analyze consumer credit data from alternative sources within a compliant framework. The platform streamlines verification and underwriting processes. It aims to expand credit access by enabling lenders to use non-traditional data sources.

Mar 4, 2024

Treasury Prime Launches Bank-Direct BaaS Product for Embedded Banking

Treasury Prime launched Bank-Direct, a product enabling banks to directly serve fintechs with embedded banking services including accounts, cards, and payments. The API-driven platform shifts focus from fintech-direct to bank-led partnerships, providing transparent and compliant BaaS infrastructure.

Feb 28, 2024

LoanPro Appoints Jer Wood to Lead Credit Sponsorship for Bank-Fintech Partnerships

LoanPro appointed Jer Wood as President of Credit Sponsorship to strengthen direct sponsor bank-fintech partnerships. The hire signals LoanPro's push into facilitating compliant lending relationships between banks and fintechs. The move comes amid growing regulatory scrutiny of BaaS and sponsor bank models.

Feb 13, 2024

Ozone API Raises £8.5M Series A for Global Open Banking Expansion

Ozone API, an open banking platform operating in over 60 markets, raised £8.5 million (~$10.8M) in Series A funding led by Gresham House Ventures. The company provides standards-compliant APIs enabling banks to securely share data and generate revenue. The funding will support global expansion and regulatory compliance efforts.

Jan 23, 2024

Saudi Arabia's Tameed Raises $15M for Shariah-Compliant SME Financing

Tameed raised $15M (SAR 56.75M) in a Series A round in January 2024 for its Shariah-compliant SME financing platform in Saudi Arabia. The company provides embedded lending solutions tailored to the MENA market's regulatory and cultural requirements. The round reflects growing demand for embedded Islamic finance infrastructure.

Jan 1, 2024

Treasury Prime Joins BaaS Association to Advance Embedded Banking Standards

Treasury Prime announced it joined the Banking-as-a-Service Association, a group representing over 80% of U.S. BaaS sponsor banks. The membership aligns the embedded banking software platform with an industry network promoting compliant banking services, best practices, and access for underbanked communities. The BaaS Association unites banks, fintechs, and tech providers to advance BaaS strategies.

Jun 22, 2023

Quaint Oak Bank Joins BHB Banking-as-a-Service Association as Sponsor Bank

Quaint Oak Bank announced it joined the Bankers Helping Bankers (BHB) BaaS Association as a sponsor bank. The membership positions the community bank within a governance group focused on compliant BaaS solutions for banks partnering with fintechs. The move aims to serve underbanked communities through fintech partnerships delivering accessible banking services.

Dec 19, 2022

FintechOS and Salt Edge Partner for Hyper-Personalized Open Banking

FintechOS and Salt Edge announced a partnership on April 5, 2022, combining FintechOS's financial infrastructure platform with Salt Edge's open banking APIs. The partnership aims to deliver PSD2-compliant, hyper-personalized banking experiences for financial institutions across Europe.

Apr 5, 2022

Central Pacific Bank Launches BaaS Platform with Swell and Elevate Credit

Central Pacific Bank (CPB) announced the launch of its banking-as-a-service platform, serving as the sponsor bank for fintech partners Swell and Elevate Credit. Elevate Credit will provide digital lending solutions through the collaboration. The move positions the Hawaii-based bank as a BaaS infrastructure provider enabling fintechs to offer compliant financial services.

Jan 28, 2022

Pliant Raises $6.5M Seed for Embeddable Business Credit Cards

Berlin-based fintech Pliant raised $6.5M in seed funding for its credit card solution designed to integrate with SaaS platforms for accounting and expense management. The company plans to use the funding for international expansion. Pliant's embeddable card infrastructure positions it in the B2B embedded finance space.

Aug 6, 2021

Sila Raises $13M Series A for Compliant Payment Infrastructure API

U.S.-based fintech Sila secured $13 million in a Series A round led by Revolution Ventures for its compliant payment infrastructure API. Backed by Evolve Bank & Trust, Sila provides APIs for payments, KYC, and KYB. Total funding reached over $20 million.

Jul 26, 2021

CreditSnap and Tresl Partner on White-Label Lending Platform for Banks

CreditSnap partnered with Tresl to offer a white-label lending and account-opening platform called BankingAmplified for banks and credit unions. The turnkey solution combined pre-qualification technology, digital fulfillment, and consultative sales. The platform was designed to be compliant across all 50 U.S. states, helping traditional institutions compete with fintech lenders.

Jan 1, 2021

Sila Raises $7.7M to Grow BaaS Infrastructure Platform

Portland-based fintech Sila raised $7.7M to expand its white-label banking API platform. The startup enables developers to integrate compliant ACH payments, money transfers, and digital wallets via partnerships with Evolve Bank & Trust, Plaid, and Alloy. The raise underscores growing momentum in banking-as-a-service infrastructure.

Apr 1, 2020

Open Payments Raises 1.3M EUR Seed for PSD2 Open Banking API Platform

Open Payments secured 1.3 MEUR in seed funding led by Luminar Ventures for its PSD2-compliant open banking API platform. The company offers a single API for account-to-account payments and data retrieval, targeting Nordic and EU expansion with white-label solutions for banks and fintechs.

May 28, 2019