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11 results for "Circle"

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OCC Finalizes Rule Clarifying Digital Asset Custody for National Trust Banks

The OCC finalized a rule on February 27, 2026, clarifying permissible non-fiduciary activities for national trust banks, including digital asset custody. The rule does not impose moratoriums and supports ongoing fintech and crypto charter applications. This provides greater regulatory clarity for BaaS and embedded finance providers leveraging trust bank structures.

Feb 27, 2026

OCC Conditionally Approves Five National Trust Bank Charters for Digital Asset Firms

The OCC conditionally approved five national trust bank charter applications from major fintech and digital asset firms including Circle, Ripple, BitGo, Fidelity Digital Assets, and Paxos. The approvals include two de novo charters and three state-to-national conversions. All five plan to focus on digital asset custody, with four also intending to issue stablecoins. This marks the first such approvals since 2021, signaling significant regulatory openness to crypto-native firms entering the banking system.

Dec 12, 2025

Circle, Ripple, Wise, and Erebor File OCC Bank Charter Applications

Circle, Ripple, Wise, and Erebor Bank submitted federal national bank or trust charter applications to the OCC. Trust charters limit activities to non-deposit and non-lending functions, while Erebor seeks a full-service charter with FDIC insurance. The filings reflect growing fintech demand for direct banking authority.

Jul 3, 2025

B4B Payments and Banking Circle Win Best Bank-Fintech Partnership Award

B4B Payments and Banking Circle were named Best Bank & Fintech Partnership at the 2024 Banking Tech Awards. The partnership centers on Banking-as-a-Service capabilities. The recognition highlights the growing importance of BaaS-enabled collaborations between licensed banks and payment fintechs in the European market.

Dec 1, 2024

LendAPI Raises $3.2M Seed to Build Modular Fintech Infrastructure

LendAPI secured a $3.2M seed round led by Cohen Circle to build next-generation fintech infrastructure. The platform enables rapid product deployment via modular blocks for fintechs and banks. Other investors include Great North Ventures, AlleyCorp, Techstars, Plug and Play, and Interlock Capital.

Nov 1, 2024

Treasury Prime, FirstBank, and High Circle Launch High-Yield BaaS Checking Accounts

Treasury Prime partnered with FirstBank and High Circle to launch a suite of high-yield commercial checking accounts as an embedded banking program. The accounts target high-net-worth individuals and businesses, offering up to $125M in FDIC insurance via the Intrafi network. Treasury Prime provides the BaaS software layer integrating the fintech and bank partners.

Jan 16, 2024

Customers Bank Partners with Funding Circle for Lending-as-a-Service Platform

Customers Bank tapped Funding Circle to power a Lending-as-a-Service platform, announced November 14, 2023. The partnership enables Customers Bank to leverage Funding Circle's technology for embedded lending. This represents a bank-fintech collaboration to offer scalable lending infrastructure.

Nov 14, 2023

Circle Partners with Visa to Integrate Stablecoins into Business Payments

Circle announced a partnership with Visa to bring stablecoin-based payment infrastructure to businesses worldwide. The partnership enables Visa's corporate card program to support USDC settlement, bridging traditional card networks with crypto-native financial infrastructure. This positions stablecoins as embedded payment rails for enterprise use cases.

Dec 1, 2020

Circle Raises $25M to Expand USDC Stablecoin API Platform Services

Circle raised $25 million from Digital Currency Group to enhance its Platform Services suite, which provides businesses and developers with APIs for USDC stablecoin integration in payments, commerce, and financial applications. The funding supports yield and lending services built on stablecoin infrastructure.

Jul 30, 2020

EQT Acquires Cross-Border Payments Platform Banking Circle

Private equity firm EQT acquired Banking Circle, a cross-border payments platform serving financial institutions including card acquirers, payment service providers, and banks. The acquisition aimed to accelerate Banking Circle's growth as a payments infrastructure provider enabling global financial connectivity.

Jul 9, 2018

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