BaaS ProviderActiveEst. 2014

Razorpay

IN · Bengaluru, India · RBI (licensed Payment Aggregator)

Razorpay is a BaaS Provider based in IN (Bengaluru, India), regulated by RBI (licensed Payment Aggregator). The institution operates an active Banking-as-a-Service program, launched in 2014.

Razorpay supports the following products and services: Payments, Accounts, Cards, Lending, Payroll. The bank serves customers across India.

Notable fintech partners include Y Combinator (alumni), CRED, Visa.

Profile
Products Supported
PaymentsAccountsCardsLendingPayroll
Geographies Served
India
Charter / Regulator
RBI (licensed Payment Aggregator)
API Standards
REST API
Minimum Deal Size
Not publicly disclosed
Year Program Launched
2014
Notable Fintech Partners

Y Combinator (alumni), CRED, Visa

Regulatory Actions Summary

None confirmed active

Notes

2B (June 2025). ~3,000 employees. Revenue ~$470M FY25.

12M+ merchants. RazorpayX is BaaS platform powering 150+ fintech platforms. IPO-ready.

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