Zilch Secures Over $175M in Debt and Equity Ahead of Potential IPO

Zilch, a UK-based consumer payments platform, raised over $175 million ($176.7 million) in combined debt and equity, the company announced on Nov 13, 2025. KKCG led the round, with participation from BNF Capital and other investors. The raise also includes an expansion of Zilch's securitization facility led by Deutsche Bank.

The company plans to deploy the capital toward brand marketing, product development, and potential M&A opportunities. Zilch has amassed over 5.3 million customers since launching in 2020 and has processed more than £5 billion in commerce. The funding follows the launch of two new products: Intelligent Commerce, an AI-powered data insights platform, and Zilch Pay, a one-click checkout experience set to launch in the first half of 2026.