TerraPay Partners with TPBank for Real-Time Cross-Border Payments in Vietnam

TerraPay launched Xend, a payments interoperability network, on Nov. 24, 2025, at an event in Dubai. Xend connects digital wallets to 11,500 banks through Swift and provides access to 150 million merchant acceptance locations. The network is already live with over 200 million wallet users and can scale to TerraPay's existing 3.7 billion wallet endpoints.

Through a collaboration with Swift, Xend enables wallet users to receive funds from any bank worldwide and make payments across merchant networks. The product turns domestic wallets and super-apps into globally connected financial instruments without requiring new infrastructure or bilateral integrations. Wallet providers on the Xend network can offer instant, compliant, and interoperable payments across banks, cards, and wallets.