QI Tech Partners with Bettr to Expand Embedded Credit in Brazil
QI Tech partnered with Bettr, the embedded finance platform under Ant International, to expand credit access for e-commerce merchants and consumers in Brazil. The collaboration was announced on Jun 26, 2026. In its initial phase, QI Tech and Bettr are offering working capital loans to small and medium-sized online sellers, helping them fund inventory and scale operations.
The partnership also introduces a Buy Now, Pay Later option at checkout on AliExpress, letting shoppers pay in installments. Both services rely on automated transactional data analysis and real-time risk models to assess repayment capability. QI Tech provides the underlying lending infrastructure, including credit analysis, issuance, and the structuring of a Credit Rights Investment Fund (FIDC).
Financial terms were not disclosed.
- Ant International deepens its embedded finance footprint in LATAM through strategic local partnerships
- Embedded lending at point of sale continues to gain traction in Brazil's large and growing digital commerce ecosystem