LendingClub Launches Embedded Home Improvement Financing via Wisetack Partnership

LendingClub on Apr 27, 2026, announced it has started underwriting and originating home improvement loans through an inaugural partnership with Wisetack. Wisetack operates an embedded lending platform used by more than 40,000 contractors. Through the integration, LendingClub originates loans up to $65,000, offered seamlessly within contractor and merchant workflows.

The bank's underwriting system draws on more than 150 billion cells of proprietary data to deliver real-time credit decisions. LendingClub also made an investment in Wisetack, though financial terms were not disclosed. CEO Scott Sanborn said the investment was made to "accelerate our future together." The partnership marks LendingClub's entry into embedded point-of-sale financing for the home improvement sector.