J.P. Morgan Payments Launches Supply Chain Finance Solution with Oracle Fusion Cloud
J.P. Morgan Payments announced on July 31, 2025, the launch of a Supply Chain Finance solution built in partnership with Oracle Fusion Cloud. The solution features integrated banking for turnkey connectivity, enabling seamless financial operations within Oracle's cloud environment.
Key capabilities include AI-driven expense submission to automate and streamline expense management processes, as well as an integrated virtual card designed for streamlined business-to-business payments. The partnership positions J.P. Morgan's payments infrastructure directly within one of the world's largest enterprise software ecosystems, targeting corporate clients who use Oracle for their core business operations.
No specific financial terms of the arrangement were disclosed. The launch follows closely on PNC Bank's similar Oracle integration announced two days earlier, signaling intensifying competition among major banks to embed their services within enterprise platforms. This move reflects J.P.
Morgan's broader strategy to deliver payments and treasury capabilities at the point of business decision-making rather than through standalone banking channels.
- Two major US banks embedding into Oracle within days signals enterprise ERP platforms are becoming a primary embedded finance battleground
- J.P. Morgan's move raises the bar for global embedded B2B payments and supply chain finance capabilities