Billd and Cross River Launch Flex Line Embedded Lending for Subcontractors

Billd announced the national launch of Flex Line, a revolving line of credit for commercial subcontractors, on Oct 27, 2026. Cross River Bank originates the loans and serves as the banking partner powering the product. Flex Line provides qualified subcontractors with working capital designed for the cash flow realities of commercial construction.

Available credit replenishes as the balance is repaid, and there are no fees on unused funds. The product is not tied to a single project, distinguishing it from Billd's existing Material Financing and Pay App Advance offerings. Eligibility requires an application, credit review, and approval.

Financial terms of the partnership were not disclosed.