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US · FDIC (NJ state-chartered)

Cross River Bank faced regulatory penalties for fintech partnership oversight failures prior to 2024. The action prompted calls for stricter oversight and enhanced compliance requirements for the bank...

Cross River launched a stablecoin payments platform that unifies fiat and stablecoin flows within its real-time core operating system (COS). The platform emphasizes bank-grade compliance and composabl...

TechCrunch profiled Cross River Bank as a pivotal partner bank enabling fintech companies to offer banking services. The FDIC-chartered bank built a model fostering bank-fintech harmony, becoming a cr...

Cross River advanced its core banking platform by integrating Fireblocks for secure crypto and stablecoin payouts and real-time merchant payments. The partnership emphasizes processing optionality and...

Cross River Bank partnered with fintech Current to launch a credit-building product aimed at helping consumers improve their credit scores. The product leverages Cross River's BaaS lending infrastruct...

Cross River Bank partnered with Payment Approved to advance the movement of money. The partnership leverages Cross River's payments infrastructure to support Payment Approved's platform. This deal rei...

Cross River, a leading BaaS provider, launched Fedline Direct upgrades and a Postman API collection to streamline fintech integrations. The updates aim to reduce onboarding time for fintech partners b...

Cross River and Pay.com partnered to build simplified embedded finance systems for US business payments. The collaboration leverages Cross River's banking infrastructure to scale Pay.com's payment cap...

Cross River Bank launched Cross River Digital Ventures, a venture capital arm investing in fintech startups focused on lending, payments, investing, and embedded finance. The initiative aligns portfol...

Cross River partnered with Plaid to enable real-time payouts across ACH, RTP®, and FedNow® Service rails. The integration leverages Cross River's proprietary API-based core banking infrastructure. Thi...

Cross River Bank committed to purchasing up to $250 million in crypto-backed loan assets from Figure Technology Solutions through a forward-flow agreement announced on Jun 4, 2026. The deal gives Figu...

Regulatory consent orders against BaaS-active banks Blue Ridge Bank and Cross River Bank highlighted intensifying compliance scrutiny on bank-fintech partnerships. The actions signaled regulators' gro...

Cross River Bank, via parent CRB Group, raised $50 million in common equity from existing investors including T. Rowe Price Investment Management. The funding will scale its API-driven core banking sy...

House Select Subcommittee on the Coronavirus Crisis Chairman Jim Clyburn sent a letter to Cross River Bank on May 27, 2021, investigating the fintech-bank's role in Paycheck Protection Program fraud. ...

Cross River Bank announced a BaaS sponsor bank partnership with SmartBiz on July 12, 2022. The deal integrates SmartBiz's AI-powered digital application for SBA 7(a) loan processing with Cross River's...

Cross River Bank committed to purchasing up to $250 million in crypto-backed loan assets from Figure Technology Solutions under a forward-flow agreement announced Jun 4, 2026. The deal provides Figure...

Cross River Bank, a leading BaaS provider, raised $620 million in a funding round valuing the company at over $3 billion. The round was led by Eldridge and Andreessen Horowitz with participation from ...

CB Insights released its 2018 Fintech 250 list, spotlighting 250 promising fintech startups including banking-as-a-service provider Cross River Bank and API-based lender Upgrade. The cohort had raised...

Cross River Bank was highlighted by Wharton Finance as a key banking-as-a-platform infrastructure provider for fintechs. The state-chartered bank offers API-driven services enabling fintech partners t...

Astra launched the first point-to-point debit transfer API, enabling fintechs to embed instant card-to-card payments into their applications. The product is powered by Cross River Bank's infrastructur...

The FDIC issued a consent order against Cross River Bank, a major fintech sponsor bank, citing inadequate oversight of fintech partners, fair lending compliance failures, and unsafe banking practices....