SEB Embedded
BaaS Provider / BankSE · Stockholm, Sweden · Swedish FSA (full banking license via parent SEB)
Nordics / EEA
Partners: Enfuce, Hemköp, Humla
Registry — Vantage Bank Texas (US) added to the registry
Enforcement — Fine issued against Dinosaur Merchant Bank Limited · FCA · Mar 24, 2026
Partnership — Paymentology Partners with Bank Zero for Digital Banking in South Africa · Apr 6, 2026
Product — SoFi Launches Enterprise Banking Program With Crypto-Native Infrastructure · Apr 3, 2026
M&A — Mercury Acquires AI Payroll Platform Central to Expand Financial Operations · Apr 6, 2026
Funding — Qover Raises $12M Growth Facility from CIBC Innovation Banking · Apr 5, 2026
Registry
Last updated · Mar 24, 2026
The comprehensive directory of active sponsor banks, BaaS providers, and platforms. Use the filters below to find the right partner for your program.
Showing 24 of 199 entities
SE · Stockholm, Sweden · Swedish FSA (full banking license via parent SEB)
Nordics / EEA
Partners: Enfuce, Hemköp, Humla
IN · Bengaluru, India · RBI NBFC-AA license (Account Aggregator)
India
Partners: INDmoney, ET Money, Snapmint, OneCard, Flexiloans
AU · Sydney, NSW · Not applicable (uses banking partner licenses)
Australia
Partners: ANNA Money, Commonwealth Bank / x15 Ventures, Kit, Prospa, Employment Hero
US · Portland, Oregon · N/A — Operates via sponsor bank charters
US
Partners: Plaid, Alloy, GBank
FR · Boulogne-Billancourt · N/A — Technology Provider
Europe, Africa (15+ countries)
Partners: Société Générale, eZyness, Trust Merchant Bank, Thunes
DE · Berlin · BaFin (German banking license)
EU (pan-European via passporting)
Partners: ADAC (credit card program)
US · San Mateo, California · N/A — middleware provider
US
Partners: Not publicly confirmed
US · Durham, North Carolina · N/A — Technology Provider
Global (100+ countries)
Partners: Cybersource, dLocal, Rapyd, Ebanx, Trustly
AE · Dubai · Not applicable (operates under banking partners' licenses)
Saudi Arabia, UAE, Jordan, MENA
Partners: Saudi National Bank, Bank al Etihad, Safwa Islamic Bank, Nusuk, Playhera, OpenSooq, Misk, Zad Money
UK · London · FCA (full UK banking license)
UK, expanding globally
Partners: Engine platform licenses infrastructure to other institutions
US · St. Cloud, Minnesota · OCC / FDIC
US
Partners: Synctera, Sardine, FinTech Automation
ZA · Cape Town · South African Reserve Bank / PASA
South Africa
Partners: MTN, MultiChoice, The Foschini Group, Yoco, Capitec, Nedbank
US · Enid, OK · OCC (national bank); FDIC (insured)
US
Partners: Chime, Lyft, DoorDash (DasherDirect), BusyKid, Lime, PayFare
US · San Francisco, CA and Dublin, Ireland · Multiple (money transmission licenses, partnerships with Goldman Sachs, Wells Fargo, Cross River, Evolve, Barclays, Citi, Regions Bank)
Global (46+ countries)
Partners: Shopify, Amazon, Google, Instacart, Zoom
US · West St Paul, MN · OCC (national bank); FDIC (insured)
US
US · Attica, Ohio · FDIC, Ohio Dept. of Commerce
US
Partners: Cash App (Square), Marqeta, Upgrade
FR · Montreuil (Paris) · ACPR (Banque de France)
EU (10 countries)
Partners: Carrefour, Pennylane, Agicap
BR · São Paulo, SP
Brazil
US · San Francisco, California · N/A — middleware provider
US
Partners: Dave (former), Yotta (former), Juno (former), Mercury (former)
US · Palo Alto, California · N/A — middleware provider
US
Partners: Plaid, Feedzai, Marqeta, Mastercard, LoanPro
KW · Kuwait City · Central Bank of Kuwait, CBUAE, SAMA, CBB, Central Bank of Oman, Qatar Central Bank
All 6 GCC countries
Partners: Mastercard (Click to Pay), Emirates airline
AE · Dubai (primary); Manama; Riyadh · CBB, DFSA, SAMA Regulatory Sandbox, CBUAE (in-principle approval Aug 2025)
Bahrain, Saudi Arabia, UAE
Partners: Visa, Mastercard, Alinma Bank, EAZY Financial Services
CH · Geneva · N/A — Technology Provider
Global (150+ countries)
Partners: HSBC, VPBank, Flowe
US · Wilmington, Delaware · OCC (national bank)
US
Partners: Chime, SoFi, PayPal/Venmo, NetSpend, BlueVine