BankActiveEst. 2020

Stearns Bank National Association

US · St. Cloud, Minnesota · OCC / FDIC

Stearns Bank National Association is a Bank based in US (St. Cloud, Minnesota), regulated by OCC / FDIC. The institution operates an active Banking-as-a-Service program, launched in 2020.

Stearns Bank National Association supports the following products and services: Payments, Cards, Lending, Accounts, KYC/AML. The bank serves customers across US.

Notable fintech partners include Synctera, Sardine, FinTech Automation.

Profile
Products Supported
PaymentsCardsLendingAccountsKYC/AML
Geographies Served
US
Charter / Regulator
OCC / FDIC
API Standards
REST API, ACH, FedNow
Minimum Deal Size
Not publicly disclosed
Year Program Launched
2020
Notable Fintech Partners

Synctera, Sardine, FinTech Automation

Regulatory Actions Summary

None confirmed active

Notes

Stearns Bank is a $2.8B independently-owned national bank that partnered with Synctera in September 2023 to scale its BaaS program. Ranked 4th nationally among banks over $1B in assets by Independent Banker and maintains a strong 25% capital ratio. Joined American Fintech Council in August 2024.

Related Deals (1)
partnership

Stearns Bank Partners with Synctera to Expand BaaS Offerings

Synctera announced a partnership with Stearns Bank National Association to add the bank to its community of sponsor banks. Stearns Bank, a veteran in banking-as-a-service, will leverage Synctera's end-to-end BaaS platform including APIs, compliance support, accounts, cards, lending, and money movement. The deal expands Stearns Bank's BaaS-driven business, particularly in nonprofit banking solutions.

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Stearns Bank National Association dealsStearns Bank National Association regulatory actionsMore banks in USBrowse full registry
Links
Official Website
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