OpenPayd
UK · London · FCA (EMI license)
OpenPayd is a BaaS Provider / EMI based in UK (London), regulated by FCA (EMI license). The institution operates an active Banking-as-a-Service program, launched in 2019.
OpenPayd supports the following products and services: Payments, Accounts, FX. The bank serves customers across UK, EU.
Notable fintech partners include Not publicly confirmed.
- Products Supported
- PaymentsAccountsFX
- Geographies Served
- UK, EU
- Charter / Regulator
- FCA (EMI license)
- API Standards
- REST API, SEPA, SWIFT, Open Banking
- Minimum Deal Size
- Not publicly disclosed
- Year Program Launched
- 2019
Not publicly confirmed
None confirmed active
Embedded finance infrastructure for payments, banking, and FX. FCA-authorized EMI. Multi-currency accounts and payments via API.
OpenPayd Files F-4 for $800M SPAC Merger with Titan Acquisition Corp
OpenPayd filed a Form F-4 registration statement on Jun 29, 2026, advancing its proposed SPAC merger with Titan Acquisition Corp (Nasdaq: TACH). The deal values OpenPayd at $800 million and could deliver up to $276 million in gross proceeds. Closing is expected in Q4 2026, with OpenPayd listing on Nasdaq under the ticker "OP."
OpenPayd to List on Nasdaq via SPAC Merger with Titan Acquisition Corp
OpenPayd agreed a business combination with Titan Acquisition Corp (Nasdaq: TACHU) to list on Nasdaq under the ticker OP. The transaction could deliver up to USD 276 million in gross proceeds from Titan's trust account. Closing is expected in Q4 2026, subject to shareholder approval.
OpenPayd Reaches Profitability and €40M ARR in Embedded Finance
OpenPayd, an embedded finance infrastructure provider, announced it achieved profitability and reached €40 million in annual recurring revenue by June 2024. The company reported over 100% growth for the second consecutive year, serving more than 400 global clients. This milestone highlights the maturing embedded finance market.
eToro and OpenPayd Launch Embedded Finance Proposition Across Europe
eToro and OpenPayd partnered to launch an embedded finance proposition across Europe. The collaboration enables eToro to leverage OpenPayd's banking-as-a-service infrastructure for payments and financial services. This expands embedded finance availability for eToro's European user base.
OpenPayd and Yapily Partner to Simplify Embedded Payments via Open Banking
OpenPayd and Yapily announced a partnership to offer a simplified payments experience by combining embedded finance and open banking APIs. The integration enables streamlined payment flows for businesses leveraging both platforms. This collaboration highlights the convergence of embedded finance infrastructure and open banking.