Highnote
US · San Francisco, California · N/A — card issuing platform
Highnote is a BaaS Provider based in US (San Francisco, California), regulated by N/A — card issuing platform. The institution operates an active Banking-as-a-Service program, launched in 2020.
Highnote supports the following products and services: Cards, Payments. The bank serves customers across US.
Notable fintech partners include Not publicly confirmed.
- Products Supported
- CardsPayments
- Geographies Served
- US
- Charter / Regulator
- N/A — card issuing platform
- API Standards
- REST API
- Minimum Deal Size
- Not publicly disclosed
- Year Program Launched
- 2020
Not publicly confirmed
None confirmed active
Formerly Bay1. Card issuing, payment acceptance, credit program management. Listed as top card issuing provider for 2026.
Highnote and BVNK Partner for 24/7 Stablecoin Card Program Funding
Card issuing platform Highnote partnered with stablecoin infrastructure provider BVNK to enable 24/7 card program funding using stablecoins. The partnership allows card program managers to fund their programs around the clock, removing traditional banking hour limitations. This represents an emerging intersection of crypto-native infrastructure and embedded card issuing.
Highnote Raises $90M Series B for Embedded Payments Platform
Highnote, an embedded payments infrastructure provider, raised $90 million in Series B funding in January 2025. The company provides card issuing and payment processing capabilities that enable businesses to embed financial services. The significant round positions Highnote as a major player in the embedded payments space.
Highnote Launches End-to-End Embedded Fintech Platform on Google Cloud
Highnote announced its end-to-end embedded fintech platform built on Google Cloud, enabling enterprises to embed payment cards, wallets, rewards, and credit. The platform allows companies to offer financial products without creating new financial organizations. The partnership with Google Cloud provides scalable infrastructure for Highnote's card issuing and program management capabilities.