Adyen
NL · Amsterdam · DNB (Dutch banking license)
Adyen is a BaaS Provider / Bank based in NL (Amsterdam), regulated by DNB (Dutch banking license). The institution operates an active Banking-as-a-Service program, launched in 2006.
Adyen supports the following products and services: Payments, Cards, Accounts, Lending. The bank serves customers across Global.
Notable fintech partners include Uber, Spotify, LinkedIn, eBay, Etsy, IKEA, Microsoft.
- Products Supported
- PaymentsCardsAccountsLending
- Geographies Served
- Global
- Charter / Regulator
- DNB (Dutch banking license)
- API Standards
- REST API, ISO 20022
- Minimum Deal Size
- Not publicly disclosed
- Year Program Launched
- 2006
Uber, Spotify, LinkedIn, eBay, Etsy, IKEA, Microsoft
None confirmed active
Euronext: ADYEN. Market cap ~€46B+. Holds EU banking license enabling card issuing, bank accounts, cash advances.
Adyen for Platforms enables marketplace embedded finance. Unified commerce across online/mobile/in-store.
Adyen and Spendesk Partner to Accelerate Embedded Finance for SMBs
Adyen and Spendesk announced a partnership to develop embedded finance services including business bank accounts and card issuing for medium-sized businesses. Spendesk will leverage Adyen's BaaS platform and banking licenses in the UK, EU, and US to accelerate 2025 product launches. The collaboration enables customized payments including Apple Pay and Google Pay support.
PayPal and Adyen Partner to Offer Fastlane Guest Checkout in the U.S.
PayPal expanded its partnership with Adyen to enable Adyen's U.S. enterprise and marketplace customers to offer PayPal's Fastlane guest checkout tool. The deal builds on prior integrations including PayPal, Venmo, and BNPL options via Adyen. The announcement drove PayPal's stock to a 52-week high of $71.89.
Moneybird Integrates Adyen Embedded Finance for SME Banking Services
Accounting platform Moneybird integrated Adyen's card issuing and business accounts capabilities to offer embedded financial services to SMBs. Adyen's embedded finance suite enables platforms to integrate issuing, capital, and accounts products. The partnership exemplifies how vertical SaaS platforms are adopting embedded finance.
Adyen Launches Embedded Capital and Accounts Products for Platforms
Adyen launched two embedded financial products—Capital and Accounts—available to platform and marketplace businesses in the US and Europe through a single integration. Capital provides cash advances based on payment history, while Accounts lets users manage finances within the platform. The launch complements Adyen's existing Issuing product for platform-branded payment cards.
Adyen Expands Beyond Payments Into Embedded Financial Products for Platforms
Adyen announced on March 31, 2022, its expansion beyond payments into embedded financial products including tailored accounts, financing, and risk-scoring. The move enables platforms and marketplaces to offer financial services to their merchants and small businesses. This represents a significant strategic shift for one of the world's largest payment processors into the broader embedded finance space.
Mastercard Launches Send Partner Program with Leading Fintechs
Mastercard launched its Send Partner Program, onboarding technology players including Fenige, Adyen, Checkout.com, PayPal, and Stripe to drive innovation in real-time digital payments. The program enables banks and fintechs to embed Mastercard Send capabilities via white-label or integrated solutions. This broadens embedded payment rails across B2C and C2C use cases.