BaaS Provider / BankActiveEst. 2006

Adyen

NL · Amsterdam · DNB (Dutch banking license)

Adyen is a BaaS Provider / Bank based in NL (Amsterdam), regulated by DNB (Dutch banking license). The institution operates an active Banking-as-a-Service program, launched in 2006.

Adyen supports the following products and services: Payments, Cards, Accounts, Lending. The bank serves customers across Global.

Notable fintech partners include Uber, Spotify, LinkedIn, eBay, Etsy, IKEA, Microsoft.

Profile
Products Supported
PaymentsCardsAccountsLending
Geographies Served
Global
Charter / Regulator
DNB (Dutch banking license)
API Standards
REST API, ISO 20022
Minimum Deal Size
Not publicly disclosed
Year Program Launched
2006
Notable Fintech Partners

Uber, Spotify, LinkedIn, eBay, Etsy, IKEA, Microsoft

Regulatory Actions Summary

None confirmed active

Notes

Euronext: ADYEN. Market cap ~€46B+. Holds EU banking license enabling card issuing, bank accounts, cash advances.

Adyen for Platforms enables marketplace embedded finance. Unified commerce across online/mobile/in-store.

Related Deals (11)
ma

Adyen to Acquire Enterprise Billing Platform Orb for $335 Million

Adyen agreed to acquire Orb, a US-based enterprise billing platform, for USD 335 million in an all-cash deal. The transaction is expected to close on Jul 1, 2026. Orb will operate as a wholly owned subsidiary under an incubator model, preserving support for multi-PSP environments.

partnership

Adyen Selected as GOV.UK Pay Payment Services Provider

The UK Government Digital Service appointed Adyen as the new payment services provider for GOV.UK Pay, covering non-Crown card payments and pay-by-bank services. Adyen replaces Stripe and will handle processing for roughly 1,000 public sector services, including local councils, armed forces and police.

partnership

ROLLER Partners with Adyen to Launch Embedded Financing for 3,000+ Venues

ROLLER launched ROLLER Capital on May 27, 2026, an embedded financing product built on Adyen's Capital infrastructure. The offering serves over 3,000 leisure and entertainment venues across five countries. US$1 million in loans was disbursed within the first week.

partnership

Starling Bank Partners with Adyen for In-App Tap-to-Pay for UK SMEs

Starling Bank selected Adyen to power in-app payment acceptance for its UK SME customers, starting with tap-to-pay on NFC-enabled smartphones. The integration lets business customers accept contactless card payments without separate hardware. Payment links for Starling's free invoicing tool will follow later in 2026.

product launch

Adyen Launches Intelligent Money Movement Unifying Enterprise Payments and Payouts

Adyen launched Intelligent Money Movement, a platform unifying payments, liquidity management, and payouts with direct connections to payment rails and card schemes. The product reduces settlement times for enterprise clients including Etsy and Expedia. This positions Adyen deeper into embedded finance infrastructure for large-scale platforms.

partnership

Adyen and Spendesk Partner to Accelerate Embedded Finance for SMBs

Adyen and Spendesk announced a partnership to develop embedded finance services including business bank accounts and card issuing for medium-sized businesses. Spendesk will leverage Adyen's BaaS platform and banking licenses in the UK, EU, and US to accelerate 2025 product launches. The collaboration enables customized payments including Apple Pay and Google Pay support.

partnership

PayPal and Adyen Partner to Offer Fastlane Guest Checkout in the U.S.

PayPal expanded its partnership with Adyen to enable Adyen's U.S. enterprise and marketplace customers to offer PayPal's Fastlane guest checkout tool. The deal builds on prior integrations including PayPal, Venmo, and BNPL options via Adyen. The announcement drove PayPal's stock to a 52-week high of $71.89.

partnership

Moneybird Integrates Adyen Embedded Finance for SME Banking Services

Accounting platform Moneybird integrated Adyen's card issuing and business accounts capabilities to offer embedded financial services to SMBs. Adyen's embedded finance suite enables platforms to integrate issuing, capital, and accounts products. The partnership exemplifies how vertical SaaS platforms are adopting embedded finance.

product launch

Adyen Launches Embedded Capital and Accounts Products for Platforms

Adyen launched two embedded financial products—Capital and Accounts—available to platform and marketplace businesses in the US and Europe through a single integration. Capital provides cash advances based on payment history, while Accounts lets users manage finances within the platform. The launch complements Adyen's existing Issuing product for platform-branded payment cards.

product launch

Adyen Expands Beyond Payments Into Embedded Financial Products for Platforms

Adyen announced on March 31, 2022, its expansion beyond payments into embedded financial products including tailored accounts, financing, and risk-scoring. The move enables platforms and marketplaces to offer financial services to their merchants and small businesses. This represents a significant strategic shift for one of the world's largest payment processors into the broader embedded finance space.

partnership

Mastercard Launches Send Partner Program with Leading Fintechs

Mastercard launched its Send Partner Program, onboarding technology players including Fenige, Adyen, Checkout.com, PayPal, and Stripe to drive innovation in real-time digital payments. The program enables banks and fintechs to embed Mastercard Send capabilities via white-label or integrated solutions. This broadens embedded payment rails across B2C and C2C use cases.

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