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Nov 11, 2026PartnershipMENA

WayaWaya Partners with Choice Microfinance Bank for AI-Powered Digital Banking in Kenya

WayaWaya, a Kenyan fintech, partnered with Choice Microfinance Bank to introduce AI-powered digital banking services in Kenya. The partnership was announced on Nov 11, 2026. Under the arrangement, WayaWaya delivers the technology platform, including artificial intelligence capabilities, while Choice Microfinance Bank provides the licensed banking infrastructure.

The offering includes multi-currency accounts and payment services. The model follows an embedded finance approach, with WayaWaya reaching customers through a licensed banking partner rather than holding its own charter. Financial terms were not disclosed.

Entities

WayaWayaFintech Choice Microfinance BankBank

Implications

Demonstrates growing adoption of BaaS-style bank-fintech partnerships in East African markets
AI-powered digital banking on top of microfinance infrastructure could accelerate financial inclusion in Kenya

Tags

Accounts Payments FX MENA B2C B2B2C

Sources

NewsIBet Africa
NewsFrontier Fintech Substack — Nov 2026

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