Robinhood to Use Ripple USD and Ripple Treasury for Institutional Settlement
Ripple and Robinhood announced a partnership on Oct 27, 2026, spanning stablecoins, treasury management and institutional markets. Robinhood will use Ripple USD (RLUSD) for institutional settlement on the XRP Ledger through Bitstamp by Robinhood. RLUSD is live on Robinhood Chain and Bitstamp, with availability in the Robinhood app expected later in the year.
Robinhood will also integrate Ripple Treasury to automate its global treasury operations, including cash and liquidity management, cash flow forecasting and intercompany netting. Through Ripple Prime, Bitstamp by Robinhood receives lending and margin financing across roughly 20 digital assets, with perpetual futures trading planned for later in 2026. RLUSD has grown to more than $2.4 billion in market capitalization since launching in Dec 2024.
Financial terms were not disclosed.
- Stablecoin-based settlement is becoming embedded infrastructure in mainstream financial platforms, expanding beyond crypto-native use cases
- Major retail platforms adopting blockchain settlement rails could accelerate institutional demand for tokenized payment infrastructure