Ramp Raises $300M at $32B Valuation for AI Finance Platform

Ramp announced $300 million in primary financing, valuing the company at $32 billion. The funding round was disclosed during the week of November 21, 2025, as part of a broader surge in fintech investment. Ramp's platform provides AI-driven financial operations tools including corporate cards, expense management, bill payments, and accounting automation for businesses.

The capital will be used to further develop AI-powered finance tools that streamline financial workflows for enterprise and SME customers. Ramp operates as an embedded finance platform that integrates spending controls, procurement, and financial reporting into a single interface. The round positions Ramp among the most highly valued fintech companies globally and reflects strong investor confidence in AI-enhanced financial infrastructure.