Flute Partners with Jaris to Embed Working Capital and Instant Payouts
Flute announced a partnership with Jaris on Jul 15, 2026 to embed two financial products directly in the Flute payments platform: working capital loans and instant payouts. Both products use a merchant's Flute transaction history to underwrite access, eliminating the need for separate applications or outside lenders. Jaris, an embedded finance platform, contributes over $1 billion in capital capacity and bank-approved lending infrastructure.
The move targets a gap Flute identified through its own surveys: 54.3% of small business owners covered capital needs with personal savings or credit cards, while only 6.7% turned to their payment processor. Instant payouts let merchants receive a portion of the current day's sales on demand, including weekends and holidays. Working capital applications run through the same Flute dashboard used for payments, deposits, and reporting.
Financial terms were not disclosed.
- Demonstrates continued demand for embedded lending and instant payout solutions within vertical platforms serving SMEs
- Jaris extends its reach as an embedded finance infrastructure provider powering non-financial platforms