FinWise Bank Acquires Tallied Technologies' Credit Card Tech Stack

FinWise Bancorp announced on Jul 20, 2026, that it acquired the technology platform and related assets of Tallied Technologies, the credit card issuance and processing platform powering the bank's co-branded card programs. The transaction gives FinWise full ownership of its card technology stack, covering application, issuing, processing and servicing. FinWise now retains fees, interchange and interest economics on programs that were previously shared with a third-party program manager.

The Tallied platform is cloud-native, SOC2 certified and API-first, with capabilities spanning decisioning engines, rewards, AI-powered fraud scoring and dispute handling. Tallied's engineering and operations team has joined FinWise. The deal was funded with cash on hand and is not expected to affect capital ratios materially.

Integration and transition costs are estimated at approximately $4 million over the next year.