equipifi Partners with Velera to Bring Debit Card BNPL to Credit Unions

equipifi and Velera announced a partnership on April 8, 2026, to embed debit card-linked Buy Now, Pay Later functionality as a native capability within credit union digital banking platforms. equipifi's white-label BNPL platform provides automated underwriting and offer generation, enabling credit unions to launch in-house pay-over-time financing in as little as eight weeks. Velera's credit union clients will be able to offer BNPL seamlessly within their existing online banking apps, debit card programs, and checking accounts without disrupting current operations. The partnership is designed to help credit unions compete with consumer fintechs that have been expanding into branded banking products like BNPL-enabled debit cards since 2024.

Members will access financing offers aligned with their financial context and goals directly within their institution's ecosystem. equipifi positions the offering as credit infrastructure for modern banking, intended to foster durable member engagement and competitive lending capabilities. No financial terms of the partnership were disclosed.