UK Fintech Emma Integrates with Salt Edge to Expand Bank Connections

UK-based fintech Emma announced an integration with Salt Edge, a global fintech company specializing in financial data aggregation APIs, open banking, and PSD2 compliance solutions. Through this partnership, Emma gained access to Salt Edge's connectivity network spanning over 3,100 banks in 61 countries, covering account types including debit, credit, e-wallets, loans, and investments. Salt Edge's white-label retail banking solutions allowed Emma to scale its bank connections efficiently without building individual integrations.

The partnership exemplifies how BaaS and open banking infrastructure providers enable consumer-facing fintechs to rapidly expand their coverage. Salt Edge also offers data enrichment services that enhance the quality of transaction data for end users. The deal underscores the importance of aggregation-layer providers in the embedded finance ecosystem, particularly in Europe where PSD2 regulation has driven open banking adoption.