ConnectOne Bank Deploys nCino Embedded AI for Commercial Lending
ConnectOne Bank announced on Jul 14, 2026, that it is deploying nCino's embedded AI capabilities across its commercial lending operations. The bank has nCino Banking Advisor live in production alongside two custom AI agents built on nCino's Agentic Operating System. Document search tasks that previously took bankers 20 minutes now take as little as 30 seconds, a 97.5% reduction.
Active users grew 41% in 10 weeks. One agent, using Document Intelligence to update individual and business relationships, cut task time by 60%. The two agents comprise 16 unique skills, with more capabilities planned for rollout in coming months. nCino's forward deployed engineering team worked within ConnectOne's environment, compressing what the company described as a multi-year transformation into iterative deployment measured in weeks.
- Demonstrates growing adoption of embedded AI infrastructure by mid-size US banks to modernise commercial lending without full core banking replacement.
- nCino's positioning as an 'agentic AI' platform signals the next phase of embedded banking technology moving beyond automation into autonomous decisioning.
- OfficialMarkets Insider — Jul 2026