Citi Launches Real-Time Liquidity Sharing for Embedded Instant Payments

On July 22, 2021, Citi announced the launch of its Real-Time Liquidity Sharing solution, designed to provide real-time funding and embedded instant payment capabilities on a 24/7 basis. The solution targets treasury and eCommerce use cases where always-on liquidity and instant settlement are critical. By enabling real-time liquidity movement, the product allows corporate clients to optimize cash positions and support instant payment flows without pre-funding constraints.

The launch demonstrates a major global bank's commitment to embedding real-time payment infrastructure directly into corporate treasury and digital commerce workflows. This positions Citi to serve the growing demand from enterprise clients for seamless integration of instant payment capabilities into their operational systems. The product represents an evolution of traditional liquidity management toward real-time, API-driven models that align with the broader embedded finance trend.

Financial details and specific pricing for the service were not disclosed.