CIMB Niaga and Ajaib Partner to Integrate Banking and Investment Services
CIMB Niaga and Ajaib Group entered a partnership to embed investment services within CIMB Niaga's OCTO mobile banking application. The deal was announced at a press conference on Aug 7, 2026, in Jakarta. Under the arrangement, CIMB Niaga customers can open an Ajaib investment account and a customer fund account (RDN) through OCTO without leaving the banking app.
Customers who meet certain criteria can receive BNGA stock cashback as part of an appreciation program. Stock portfolio monitoring through Ajaib is also available within OCTO, consolidating banking and investment management on one platform. OCTO already offered mutual funds, bonds, retail SBN, secondary bonds, and gold transactions before the partnership.
Ajaib Prime customers gain access to wealth management services and exclusive CIMB Preferred facilities. Financial terms were not disclosed.
- Reinforces the embedded finance trend in Southeast Asia where banks integrate fintech investment services into their digital channels
- Positions CIMB Niaga competitively against digital-native challengers by enriching its mobile banking ecosystem