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Apr 28, 2026Product LaunchUS

Aven Launches Bitcoin-Backed Visa Credit Card with BitGo and Coastal Community Bank

Aven launched the Bitcoin Visa Card on Apr 27, 2026, a credit card that lets bitcoin holders access lines of credit up to $1,000,000 without selling their holdings. BitGo provides custody for the deposited bitcoin. Coastal Community Bank serves as the card issuer.

The product offers fixed-rate, fixed-term plans up to 10 years for cash-outs and balance transfers. Rates start at 7.99% APR, and the card carries no annual or origination fees. Cardholders earn unlimited 2% cash back on purchases.

The arrangement spans crypto custody, bank-issued card infrastructure, and embedded lending in a single consumer product.

Entities

AvenFintech BitGoBaaS Provider BitGo Bank & TrustBank Coastal Community BankBank

Implications

Demonstrates growing convergence of crypto custody infrastructure with traditional BaaS card issuance and embedded lending
Signals competitive pressure on crypto lending platforms as bank-partnered products offer significantly better rates and terms
Expands Coastal Community Bank's BaaS portfolio into crypto-collateralized consumer credit

Tags

Cards Lending Crypto Payments US B2C Consumer

Sources

OfficialStock Titan (BitGo Press Release) — Apr 2026
NewsFF News — Apr 2026

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