Autobooks and Fundbox Launch Embedded SMB Lending Product

On June 16, 2025, Autobooks announced the launch of Autobooks Capital, an embedded SMB lending product powered by fintech lender Fundbox. The new product integrates lending capabilities directly within the Autobooks platform, which small businesses use for receivables management and cash flow operations. By embedding capital access into the existing workflow, Autobooks Capital enables SMBs to obtain financing without leaving the platform or navigating separate lending applications.

Fundbox provides the underlying lending infrastructure and underwriting capabilities, while Autobooks contributes its distribution channel and SMB customer base. The integration leverages transaction and cash flow data already within Autobooks to potentially streamline lending decisions. Financial terms of the partnership were not disclosed.

The launch exemplifies the broader trend of embedded lending being integrated at the point of business need, rather than through standalone financial products. Autobooks Capital is expected to serve small business customers of the banks and credit unions that distribute the Autobooks platform.