BaaS ProviderActiveEst. 2021

YAPEAL AG

CH · Zurich · FINMA

YAPEAL AG is a BaaS Provider based in CH (Zurich), regulated by FINMA. The institution operates an active Banking-as-a-Service program, launched in 2021.

YAPEAL AG supports the following products and services: Payments, Cards, Accounts, KYC/AML, FX, Crypto, Open Banking. The bank serves customers across Switzerland.

Notable fintech partners include Abacus Research, Bank Vontobel, Grand Casino Lucerne.

Profile
Products Supported
PaymentsCardsAccountsKYC/AMLFXCryptoOpen Banking
Geographies Served
Switzerland
Charter / Regulator
FINMA
API Standards
REST API, SEPA, SWIFT, SIC
Minimum Deal Size
Not publicly disclosed
Year Program Launched
2021
Notable Fintech Partners

Abacus Research, Bank Vontobel, Grand Casino Lucerne

Regulatory Actions Summary

None confirmed active

Notes

YAPEAL AG was the first company to receive Switzerland's FinTech banking license (March 2020). Serves 850+ businesses with white-label accounts, card issuing, KYC, payments, and FX via APIs. CHF deposits held at the Swiss National Bank are NOT covered by Swiss deposit insurance.

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