Open Banking PlatformActiveEst. 2016

Token.io Limited

UK · London · FCA / BaFin

Token.io Limited is an Open Banking Platform based in UK (London), regulated by FCA / BaFin. The institution operates an active Banking-as-a-Service program, launched in 2016.

Token.io Limited supports the following products and services: Payments, Open Banking, Payment Orchestration. The bank serves customers across UK, 21 European countries.

Notable fintech partners include Mastercard, HSBC, BNP Paribas, ACI Worldwide, Global Payments, Nuvei.

Profile
Products Supported
PaymentsOpen BankingPayment Orchestration
Geographies Served
UK, 21 European countries
Charter / Regulator
FCA / BaFin
API Standards
REST API, Open Banking UK, PSD2, SEPA, ISO 20022
Minimum Deal Size
Not publicly disclosed
Year Program Launched
2016
Notable Fintech Partners

Mastercard, HSBC, BNP Paribas, ACI Worldwide, Global Payments, Nuvei

Regulatory Actions Summary

None confirmed active

Notes

Pioneered open banking payment initiation in the UK — processed the country's first open banking payments in 2018. Serves PSPs, gateways, acquirers, and banks with A2A payment infrastructure. Backed by BNP Paribas, Sony, Octopus Ventures, and EQT.

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