BankActiveEst. 2004

Pathward Financial

US · Sioux Falls, South Dakota · OCC (national bank)

Pathward Financial is a Bank based in US (Sioux Falls, South Dakota), regulated by OCC (national bank). The institution operates an active Banking-as-a-Service program, launched in 2004.

Pathward Financial supports the following products and services: Payments, Cards, Lending, Accounts, Payroll. The bank serves customers across US.

Notable fintech partners include Clair, Fundbox, Galileo.

Profile
Products Supported
PaymentsCardsLendingAccountsPayroll
Geographies Served
US
Charter / Regulator
OCC (national bank)
API Standards
REST API
Minimum Deal Size
Not publicly disclosed
Year Program Launched
2004
Notable Fintech Partners

Clair, Fundbox, Galileo

Regulatory Actions Summary

None confirmed active

Notes

Formerly MetaBank; rebranded 2022. Won 'Best BaaS Solution Provider' at 2025 FinTech Breakthrough Awards. 17B total assets.

Over 20 years in payments. No consent order — one of cleanest BaaS banks.

Related Deals (1)
product launch

Pathward Financial Introduces Evolved Operating Model for Sponsor Banking

Pathward Financial announced an evolved operating model for its sponsor banking business, emphasizing customer-centric alignments. As one of the largest BaaS sponsor banks in the US, this restructuring signals a strategic shift in how Pathward manages fintech partnerships. The move reflects broader industry trends toward more sustainable and compliant BaaS frameworks.

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Pathward Financial dealsPathward Financial regulatory actionsMore banks in USBrowse full registry
Links
Official Website BaaS Program
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