BaaS Provider / EMIActiveEst. 2020

Monavate Ltd

UK · Cambridge · FCA / Bank of Lithuania

Monavate Ltd is a BaaS Provider / EMI based in UK (Cambridge), regulated by FCA / Bank of Lithuania. The institution operates an active Banking-as-a-Service program, launched in 2020.

Monavate Ltd supports the following products and services: Payments, Cards, FX, KYC/AML, Accounts, Crypto. The bank serves customers across UK, EU/EEA, Canada.

Notable fintech partners include OKX, MetaMask, HyperJar.

Profile
Products Supported
PaymentsCardsFXKYC/AMLAccountsCrypto
Geographies Served
UK, EU/EEA, Canada
Charter / Regulator
FCA / Bank of Lithuania
API Standards
REST API, Faster Payments, SEPA, SEPA Instant
Minimum Deal Size
Not publicly disclosed
Year Program Launched
2020
Notable Fintech Partners

OKX, MetaMask, HyperJar

Regulatory Actions Summary

WARNING: Bank of Lithuania issued binding instruction (Dec 2025) prohibiting UAB Monavate from servicing 6 specific partner companies.

Notes

Founded in 2020. Issued 4M+ cards and processed £2B+. Combined with Baanx to form W3C Corp in Nov 2025.

Exodus Movement (NYSE: EXOD) agreed to acquire for $175M pending regulatory approval. WARNING: Lithuanian entity received regulatory restrictions in Dec 2025.

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