XMDS Launches XPP Embedded Payments Platform Across European Sectors

XMDS Holding officially launched XPP as a unified embedded payments platform, consolidating its portfolio of brands—Vayapay, Ginger Payments, KUARIO, and Pecunda—under one umbrella. The platform delivers SaaS-based contactless EMV payments, digital ticketing, and seamless transaction processing across multiple European sectors including libraries, education, transport, public facilities, and banking. Rabobank is cited among the banking clients leveraging the platform.

XPP is designed to enable sector-specific integrations, allowing organizations to embed payment capabilities without building payment infrastructure from scratch. The platform emphasizes API-driven scalability and regulatory compliance for European markets. This launch positions XMDS as a multi-vertical embedded payments provider serving both financial and non-financial institutions across Europe.