Paygentic Raises $2M Seed for AI-Native Billing Infrastructure APIs

Paygentic, a San Francisco-based fintech startup, announced a $2M seed funding round led by MiddleGame Ventures. The company is building modular API infrastructure designed to handle billing, payments, and reconciliation for AI-native platforms. Paygentic's technology specifically addresses the complexity of usage-based pricing and microtransaction models that are becoming standard in AI-driven services.

The APIs are designed to integrate into existing banking and payment platforms, positioning the company within the BaaS and embedded finance ecosystem. The round will fund product development and go-to-market efforts. The investment reflects growing investor interest in infrastructure that bridges AI workloads with financial services, a nascent but rapidly growing segment of fintech.