Federal Bank Launches Biometric Authentication for E-Commerce Card Payments in India

Federal Bank, in collaboration with M2P and MinkasuPay, launched biometric authentication for e-commerce card transactions in India. The product lets cardholders verify online purchases using biometrics instead of traditional OTP-based methods. M2P provided the card processing and API infrastructure, while MinkasuPay supplied the biometric authentication technology.

Federal Bank describes the rollout as the first biometric authentication solution for e-commerce card payments in India. The integration replaces OTP workflows, which are vulnerable to interception, with biometric verification at checkout. The partnership illustrates how banks are working with fintech infrastructure providers to rethink payment authentication for card-not-present transactions.