ClearScore Partners with Stream for Embedded Debt Consolidation Product
On July 7, 2026, ClearScore and Stream announced a partnership to deliver an embedded debt-consolidation product through workplace channels. ClearScore, known for its free credit score and financial marketplace platform, is integrating Stream's lending infrastructure to offer employees streamlined access to debt consolidation loans. The embedded approach allows the product to be distributed through employer benefit programs, reducing friction for end users.
This partnership exemplifies the expansion of embedded finance beyond traditional consumer and merchant use cases into workplace financial wellness. By combining ClearScore's consumer reach and credit data capabilities with Stream's lending-as-a-service infrastructure, the partnership aims to address a growing demand for employer-sponsored financial tools. Financial terms of the deal were not disclosed.
The initiative is expected to roll out in the UK market initially, where both companies have established operations.
- Embedded finance is expanding into workplace financial wellness and payroll-adjacent lending
- Partnerships between credit platforms and lending-as-a-service providers create new B2B2C distribution channels