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Crypto.com Partners with Capitalize for Embedded 401(k) Rollover API

Crypto.com and Capitalize announced on May 19, 2026, a partnership to embed 401(k) rollover capabilities directly within the Crypto.com platform. Crypto.com has integrated Capitalize's Embedded Rollover API, allowing its IRA customers to locate old employer-sponsored 401(k) accounts and submit digital rollover requests. The integration converts what was previously a months-long process into an in-app experience.

Users can consolidate, track, and manage retirement savings alongside other investments on Crypto.com. Aaron Kurzak, Chief Product Officer of Crypto.com, said the integration supports the company's goal of building a multi-asset trading platform. Gaurav Sharma, CEO and Co-Founder of Capitalize, said the partnership helps customers take control of their retirement savings.

Crypto.com joins a growing list of financial institutions using Capitalize's rollover technology, which has powered billions of dollars in retirement account transfers.

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Implications
  • Embedded finance APIs are expanding into retirement and wealth management, beyond traditional payments and lending
  • Crypto platforms increasingly seeking to offer traditional financial products to broaden user engagement
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